Charities

BEL Global Trust Bank offers Charity Savings Accounts developed specifically for the charity sector.

BEL Global Trust Bank will pay all registered charities an exclusive interest rate on all deposits, emphasising its support for the outstanding work that charities undertake.

Charity Saver Account

Available for registered charities only
Minimum balance �€5,000
60 days, 6 months and 1 year Notice Accounts
We can also provide fixed deposit rates to charities

Interest rates

Registered Charity Savings Accounts

Term		Gross rate %	Gross AER %
60 days Interest paid annually	Current Previous	2.60 (3.10)	2.60 (3.10)
6 months Interest paid annually	Current Previous	2.15 (2.65)	2.15 (2.65)
12 months Interest paid annually	Current Previous	2.65 (3.15)	2.65 (3.15)

Summary Box Key Product Information for our Notice Savings Accounts
Account name	60 Day Notice	6 Months Notice	12 Months Notice
Interest rate (AERs)	AER illustrates what the interest would be if interest was paid and compounded once each year.
Tax Status/Gross Rate	Interest is payable gross (i.e. without deduction of tax at the lower rate to eligible and to non tax-paying depositors (subject to certification).
Withdrawal Arrangements	One penalty free withdrawal without notice is allowed per 12 months period of up to 20% of the balance of the account. However, a minimum balance of �€5000 must still be maintained. Withdrawals in excess of 20% require the full period of notice.
Access	All accounts are accessible by Post or in Branch. Enquiries can be dealt with on the phone, but all withdrawal instructions must be received in writing.

Other information
Gross Rate	Interest is payable gross (i.e. without deduction of tax at the lower rate to eligible and to non tax-paying depositors (subject to certification).
AER (Annual Equivalent Rate)	AER illustrates what the interest would be if interest was paid and compounded once each year.
Net Rate	The rate payable after deduction of lower rate tax (which may be reclaimed by non tax-payers).
Last Rate Change	Rates were last changed 05 March 2009.
Tax Status	Basic Rate tax will normally be deducted at source from Interest credited to the accounts of private individuals who are residents of the Country. If the account holder(s) is a resident and qualifies to receive interest Gross, then a form R85 is required. If the account holder(s) is a non- resident, then a form R105 is required.
Access	All accounts are accessible by Post or in Branch. Enquiries can be dealt with on the phone, but all withdrawal instructions must be received in writing.
Terms & Conditions	Subject to terms and conditions and offers can be withdrawn at any time.
For further information, please contact	Website:
Regulating Bodies	Authorised and regulated by the Bank of England. Subscribes to the Banking Code and the Business Banking Code.

General Terms and Conditions
ISA Terms and Conditions
Charity Terms and Conditions

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BEL Global Trust Bank

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